February 2, 2026

GHB Precious Home Loan | Great Rates with Two Loan Options (Home Purchase + Renovation)

you will receive an additional 0.25% interest rate discount in the first year*, reducing the first-year rate to *1.54% p.a. only.

Alpha Capital x GHB
For customers with a monthly income of 50,000 THB or above,
or those applying for a loan amount starting from 5 million THB.

Interest Rates:

  • Year 1: Only 1.79% p.a.*
  • Year 2: 2.90% p.a.*
  • Year 3: MRR – 2.545% p.a.*

Average interest rate for the first 3 years: just 2.78% p.a.*

Note: MRR = 6.195% (announced on 25 December 2025)

For customers who purchase a property through our website and submit their loan request via GHBankbigfamily | Government Housing Bank, you will receive an additional 0.25% interest rate discount in the first year*, reducing the first-year rate to *1.54% p.a. only.

Application Period:
Apply from today until 31 March 2026
Legal process must be completed by 30 April 2026

Terms and conditions apply as specified by the company.
Terms and conditions apply as specified by the bank.